Fixed vs. Variable Rate Natural Gas Plans: Which Is Right for You?

January 15, 2026

Georgia homeowners have a choice when it comes to their natural gas plan: fixed rate or variable rate. Both have advantages, and the right choice depends on your priorities, your budget, and how much risk you are comfortable with.

What Is a Variable Rate Plan?

A variable rate plan means your per-therm cost changes each month based on wholesale natural gas prices. When wholesale prices drop, you pay less. When they spike -- as they did during the polar vortex events of recent years -- your bill can increase significantly.

Variable rates tend to be lower during mild months but can become expensive during extreme weather when demand surges.

What Is a Fixed Rate Plan?

A fixed rate plan locks in your per-therm price for a set period -- typically 6, 12, 18, or 24 months. Your rate stays the same regardless of what happens in the wholesale market.

The tradeoff is that fixed rates are usually slightly higher than the current variable rate. You are paying a small premium for the certainty of knowing exactly what your gas cost will be.

Which Should You Choose?

If you value predictability and want to budget confidently, a fixed rate plan is usually the better choice. You will never be surprised by a spike in your gas bill, and over the full term, fixed rate customers often come out ahead compared to variable rate customers who ride the market ups and downs.

If you are comfortable watching the market and are willing to accept higher bills during cold snaps in exchange for potentially lower costs during mild weather, a variable plan might work for you.

The True Natural Gas Approach

At True Natural Gas, we believe in transparency. We offer both fixed and variable rate plans with no hidden fees and a low monthly service charge. Our fixed rate plans are available in 6, 12, 18, and 24-month terms, giving you flexibility to choose the commitment level that works for your household.

Check our rates page for current pricing and lock in your rate today.